May 9, 2017 A man, “Tom” was traveling through Wilmette when he fell asleep at the wheel, crossed the center line into oncoming traffic and collided into oncoming traffic injuring “Garth”. Garth sustained a fractured hip joint and broken leg below the knee. Tom only had state minimum coverage $25,000/$50,000 but $250,000 had to be paid to Garth.
January 1, 2018, Mr Sumer and family were injured when a person rear-ended their parked vehicle. The children were in the car and Mr. Sumer was attending to mechanical issues. The driver who hit them incurred $723,500 in damages. The driver had state minimum coverage $25,000/$50,000.
Febraury 3, 2017, Jenny was rear-ended at high speed and caused to crash into a telephone pole. The driver who caused the accident was intoxicated at the time of the accident. The driver had state minimum coverage $25,000/$50,000, but is on the hook for $800,000.
While names are changed, the accidents are real and pulled from the Jury Verdict Reporter, a Division of Law Bulletin Media, the question is, Are you covered? Contact me and lets chat.